Built for groups with a collective financial goal

The modern way to manage chama contributions online

Create chamas, invite members, automate contribution cycles, collect payments, track fines, and download clean reports without spreadsheets or manual calculations.

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Use your own collection accounts

Connect your chama’s M-Pesa Till, Paybill, or supported bank account for contribution collections and payouts.

πŸ’³ Payments

No manual calculations

Payments, balances, paid/partial/unpaid status, and PDF reports update without spreadsheet work.

πŸ“Š Tracking

Run many goals at once

Create automatic cycles and manage multiple parallel contribution goals like savings, welfare, emergency, and projects.

πŸ—“οΈ Cycles
βš™οΈ Automated contribution tracking
πŸ’³ M-Pesa, Till, Paybill & bank collections
🧭 Member and admin dashboards
πŸ“„ PDF contribution reports
πŸ›‘οΈ Secure record keeping

Chama management should not feel like paperwork

🧾 Manual payment tracking
πŸ“‰ Confusing member balances
⏰ Late contributions
πŸ—ƒοΈ Lost records
πŸ’¬ Hard-to-read WhatsApp updates
πŸ“Š No clear contribution reports

Manage every part of your chama from one platform

πŸ›οΈ Create and manage multiple chamas
πŸ“¨ Add members using invite codes
πŸ—“οΈ Create contribution cycles
βœ… Track paid, partial, and unpaid members
βš–οΈ Manage fines and grace periods
πŸ“₯ Download contribution summaries
πŸ”Ž Search and filter records
🧩 Organize members into clusters/subgroups

Create manual or automated contribution cycles

βœ… Manual cycle: created once only.
βœ… Weekly cycle: auto-created at 00:00 on selected weekday.
βœ… Monthly cycle: auto-created on selected month day.

Each cycle supports name, expected amount per member, due date, grace period, and fine rules.

Run multiple contribution cycles at the same time

WelfareSavingsEmergency FundInvestmentEvent FundProject Fund

Let members pay contributions in flexible amounts

Members can pay in installments until their contribution is complete.

PartialUnpaidOverdueFined

Collect money using your preferred payment method

πŸ“± M-Pesa Till
🏷️ M-Pesa Paybill
🏦 Bank collection options
πŸ” Multiple payment credentials + default payment method

Payments are processed through trusted payment providers such as M-Pesa and supported bank channels.

Automatic payment reconciliation and balance tracking

Payment receivedReconciledBalance updatedReport ready

Automate fines for late contributions

Example: due on Friday + 2-day grace period β†’ fines can apply after grace period ends.

Download clean contribution reports instantly

Member name β€’ Phone β€’ Cluster β€’ Expected β€’ Paid β€’ Remaining β€’ Fine β€’ Status β€’ Total collected β€’ Total pending

Keep clean searchable chama records

membercyclestatusdateclusterpaid/unpaid/partialfines

Organize members into clusters or subgroups

Useful for welfare groups, investment groups, church groups, SACCO-style groups, family groups, and table banking groups.

Separate dashboards for admins and members

Admin side

Create chamas, invite members, create cycles, manage payments, track reports, manage fines, and view performance.

Member side

Join chama with code, view active cycles, pay contributions, track balances, view fines, and payment history.

Get MyChamaHub on your phone

Members can use the mobile app to view contributions, pay balances, track fines, and stay updated wherever they are.

We take security and data protection seriously

πŸ” Secure authentication
🧬 Encrypted sensitive data
πŸ›‚ Role-based access and HTTPS-protected records

What our users say

β€œBalances are finally clear.”
Chairperson β€’ Tumaini Chama
β€œInstallments are easy to track.”
Treasurer β€’ Jirani Welfare
β€œReports save us hours.”
Secretary β€’ Umoja Group

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Simple pricing for every chama size

Starter

KES 499

For small chamas getting organized.

  • βœ“Up to 25 members
  • βœ“Up to 3 active cycles
  • βœ“Manual cycles
  • βœ“PDF exports
  • βœ“No Lipa Pole Pole
Subscribe Starter

Growth

KES 1,999

For active chamas with regular contributions.

  • βœ“Up to 100 members
  • βœ“Up to 15 active cycles
  • βœ“Lipa Pole Pole partial payments
  • βœ“Payment credentials
  • βœ“Clusters and advanced filters
Subscribe Growth

Advanced

KES 4,999

For larger chamas with complex operations.

  • βœ“Up to 500 members
  • βœ“Up to 50 active cycles
  • βœ“Everything in Growth
  • βœ“Multiple admins and advanced reports
  • βœ“Lipa Pole Pole and automation
Subscribe Advanced

Custom

Talk to us

For SACCO-style groups and organizations.

  • βœ“Custom limits
  • βœ“Custom onboarding
  • βœ“Tailored workflows
  • βœ“Priority support
  • βœ“Organization-scale setup
Talk to us on WhatsApp

Frequently asked questions

What is MyChamaHub?

A platform for managing contributions, cycles, fines, and reports.

Can I create more than one chama?

Yes.

Can I be a member and admin at the same time?

Yes, based on role assignments in each chama.

Can members pay in installments?

Yes.

Can we use our own Paybill or Till number?

Yes.

Can we create automatic contribution cycles?

Yes.

Can fines be applied automatically?

Yes, based on configured rules.

Can admins download reports?

Yes.

Is member data secure?

Yes, with role-based access and secure authentication.

Does MyChamaHub replace Excel?

It replaces manual spreadsheet workflows for day-to-day operations.

Need help setting up your chama?

Talk to us and we’ll help you understand the best setup for your group.

🟒 Chat on WhatsApp

Email: support@mychamahub.co.ke